Still Think You Need a 20% Deposit to Buy a Home in NZ?
Let us show you how Kiwi families are getting in with just 5% down — backed by expert lending advice.
Whether you're buying your first home, refinancing or investing, our advisers are here to guide you through every step. Book your free consultation today and move forward with confidence.
Whether you're buying your first home, refinancing or investing, our advisers are here to guide you through every step. Book your free consultation today and move forward with confidence.
Trusted by Leading Banks and Lenders Across New Zealand

Smart Loan Solutions Backed by Experience
We don’t just help you find a loan — we help you find the right one. Our experienced team looks at your full financial picture and compares options from over 15 trusted lenders. With honest advice and clear support, we make the process simple and stress-free.
Award-Winning Advice
Get guidance from qualified mortgage experts.
15+ Lender Options
We compare top banks to find your best loan fit.
Personal Support
Friendly help from your first call to settlement.
How We Help You Get the Right Loan
Getting a loan doesn’t have to be confusing or stressful. Our step-by-step process keeps things clear and easy, so you always know what’s happening and what comes next.
Step 1
01
Book a Free Chat
Tell us what you need and ask questions.
Step 2
02
Explore Your Options
We compare lenders and recommend what fits.
Step 3
03
Apply With Support
We handle the paperwork and answer your questions.
Step 4
04
Settle and Move Forward
Enjoy support right up to settlement day.
What Sets Fundmaster Apart
We go beyond just finding a loan — we focus on giving you a smooth, stress-free experience from start to finish. With expert guidance and personal support, here’s what you can expect when you choose to work with Fundmaster.
Fast Response Times
We reply quickly so you're never left waiting or unsure.
Clear, Honest Advice
We explain your options in plain language with no pressure.
Easy Online Process
Apply, upload documents, and chat with us from anywhere.
Support at Every Step
We stay in touch from your first call through to settlement day.

Trusted by Homeowners Across New Zealand
We’ve helped hundreds of Kiwis find the right loan with ease. Here’s what a few of them had to say about working with Fundmaster.
As a first-time homebuyer, I was nervous about the whole mortgage process, but Dev Dhingra made everything incredibly smooth and stress-free. From day one, they were professional, patient, and always available to answer my (many) questions. They took the time to explain each step clearly, helped me understand my options, and worked hard to get me a great rate.Thanks to their guidance and expertise, I felt confident throughout the entire process. I couldn’t have asked for a better experience and would highly recommend The Fundmaster to anyone looking to secure a home loan—especially if it’s your first time.Truly grateful for their help in making my dream of homeownership a reality!
Yashraj Singh Chhabra
Sudeep was great...always available to answer our questions. He was always approachable and helpful. Highly recommend.
Manvi Sharma
As a first homebuyer, the mortgage process felt incredibly daunting. Thankfully, Fundmaster, Dev and Sudeep was an absolute lifesaver.They patiently walked me through every steps in a way that was easy to understand. Their guidance was invaluable in helping me navigate this significant milestone.
Ranvir Singh
The team at Fundmaster are the best. They were professional, friendly and extremely knowledgeable and provided the best solution to meet my financial goals. They are very customer focused in their approach and highly recommend them. Dev and Sushil are amazing and will certainly recommend them to my network.
Sheila Naidoo
I highly recommend Glen from Fund Master. Glen made my first home-buying experience smooth and stress-free. He not only secured a great mortgage but also guided me in many other areas. His expertise and dedication are unmatched—I highly recommend him!
Prabhdeep Singh
Highly recommend Sudeep from Fundmaster he is a star and always goes the extra miles to help. We felt that everything was taken care of in timely manner and each step was communicated to us clearly and concise. Thanks once again Sudeep for all your help for helping us to approve our loan.
Arashdeep Rai
Absolutely outstanding service! Harman made the entire mortgage process stress-free and efficient. His knowledge of the market and ability to find the perfect loan for my need was exceptional. He was available to answer questions and provide clear explanations. I highly recommend fund-master services to anyone looking for a mortgage broker!
Shivam Shiv
Absolutely outstanding service! Harman made the entire mortgage process stress-free and efficient. His knowledge of the market and ability to find the perfect loan for my need was exceptional. He was available to answer questions and provide clear explanations. I highly recommend fund-master services to anyone looking for a mortgage broker!
Shivam Shiv
We have reached out to Dev for our mortgage refinance after hearing from social media but would say it was worth reaching out to him as he explained very well what are the different options we have. Our file was handled by Sushil and he has handled it so patiently and process was so smooth by providing updates regularly on each and every step. Would recommend Fund Masters for any one looking for financial advise.
Prabhjot Sidhu
Frequently Asked Questions
Not sure how it all works? Here are some common questions our clients ask before getting started with the home loan process and speaking to our team.
Do I need a deposit to get a home loan?
Can I still get a loan if I’m self-employed?
How long does the loan process take?
What if I don’t know which loan is right for me?
Do I have to pay for your service?
Home Loans Made Simple
Home Loans Made Simple
Home Loans Made Simple
Home Loans Made Simple
